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Terms & Conditions



Am I eligible to avail a loan?

Any person salaried/non-salaried/self-employed/ of 18 years and above of age is eligible to avail a loan

What is the minimum loan amount that I can take?

You can avail a minimum loan amount of Rs. 10 Lac.

What is the minimum loan amount that I can take?

You can avail a maximum loan of up to 50 Lacs for salaried, 1.5 Cr. for other than salaried

How is the Market Value of my property calculated?

50% of the fair market value of the property mortgaged as per the latest valuation report

What is the tenure a loan?

Maximum up to 108 months (9 yrs), Moratorium Period 6 months. However, monthly interest is required to

be serviced.

What is the processing fee involved to avail such a loan?

Maximum 1% of loan amount is involved in availing a loan.

Can I foreclose my loan account / can I close my loan account before its tenure? What are the charges involved in such a case?

Yes, you have an option to foreclose your account where you can pay-back the loan amount with interest before it's tenure. However, a minimum interest of 6 months will be charged in case you wish to foreclose your account before 6 months of the date of availing the loan.

Can I make part payment of my loan amount?

Yes, you can make a part payment where you can pay-back a part of the total loan amount after the moratorium period of six months. However, interest is required to be serviced at monthly interval in all the cases.

Corporate Office Address
A-2, Ground Floor, Shankar Garden,
Vikas Puri, New Delhi-110018
WZ-167/G, Ground Floor, Next to
State Bank of India, Opp. Metro
Pillar No.-674, Main Najafgarh
Road, Uttam Nagar, New Delhi-110059
Phone No.: 011-45122353 / 354
Email ID:
WZ/E-7/2, 1st Floor, New Mahavir
Nagar, Main Najafgarh Road, Near
Shiv Shakti Mandir, Metro Pillar
No.-562, New Delhi-110018
Phone No.: 011-43105877 /
011-43105977, Mob.: 8744050912 / 13
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